Connect with us

News

Is Criticism A Good Thing?

Published

on

[ad_1]

It always seems like in whatever you do, people will always have something to tell you. There are times that they will admire you and there are times that they will criticize you. People are quick to say words that won’t be encouraging, instead belittling to the receiving end. It is what we call, “responding to stimuli”. We, humans react to whatever we hear, see or feel. If we find something unusual or wrong with anyone or anything, we naturally make our criticism or judgement.

Wikipedia defines criticism as the practice of judging the merits and faults of something (or somebody) in an intelligible (or articulate) way.

Criticism is based on someone’s perception and observation. It could be both positive and negative. It is positive if the person giving comments or judgements is focused on someone’s strengths and gives words of encouragement and motivation. It becomes negative if the critic is hurting the other person’s feelings by giving insensitive comments or just simply telling the truth. The real definition of criticism depends on how someone gives it and how someone (being criticized) takes it. Criticism can be destructive or constructive. It hurts us and can destroy us if we only expect the merits from what we have said or done. On the other hand, criticism motivates and encourages us to be more careful with our actions and use it to make us become better individuals.

Nobody is perfect, indeed. No one can ever be perfect. Only a fool would think that he is perfect. Although, there is perfect timing. A perfect timing at a situation or at a person’s mood. For example, it will be so kind of you to comfort a friend that you haven’t talked in a while when one of his or her family members is in a very difficult situation – a matter of life and death. It would be great if you could offer food, shelter or money to a person who critically needs it. We become generous and kind to our fellowmen when we know where they’re coming from. Instead of criticizing, we choose to help them because we know exactly what they’re going through. You may not believe in God but I would like to share this verse from the bible when Apostle Paul preached to the Galatians.

Galatians 5:22-23

“But the fruit of the Spirit is love, joy, peace, forbearance, kindness, goodness, faithfulness, gentleness and self-control.”

Why do we criticize one another?

People criticize others mainly because of misunderstanding, disrespect, insecurity and pride. All of us living in this world are guilty of judging anyone or anything that is beyond what we usually witness in our daily lives. We even criticize our parents, siblings, friends and everyone around us. Sometimes we also criticize popular people, albeit they have a pleasant personality, do good things and help the community. (a)That is because we don’t understand them at times. It is human nature that we complain about anyone or anything that doesn’t suit the situation. (b)You can’t appreciate someone’s success or accomplishments because you are blinded by your disrespect to that specific person. You don’t have an open mind on what a person can accomplish in his life. Instead of admiring, you discredit him. (c)You don’t want to appreciate other people’s ability, skills and talent and you’d rather rebuke them only because it hurts your ego and pride. You look down on someone and when that person has done something excellent, you still won’t recognize it. No matter what the person has proven not only to himself but also to the society.

It doesn’t happen all the time that our judgement or criticism is true and correct. Sometimes we just base our criticism on our feelings toward someone and anything that the person possesses that doesn’t impress us. Anytime you notice that a person’s behavior is unacceptable and annoying to you, you judge him immediately. Without having any sense of consideration, you assume that their way is wrong and yours is right, whereas you can just try to understand them in the first place, give them respect, forget about pride and throw away any insecurity. Most of the time, the word “criticism” gets abused and its meaning changes into something appalling. It becomes a result of a person’s pessimism towards things.

Here is a quote from Mahatma Gandhi for us to ponder on: “Anger and intolerance are the enemies of correct understanding.”

Who do we criticize in our environment?

Whoever you are, whichever walk of life you come from, you deal with criticism every hour in every day of your life. From our government to show business, sport industry, religions and churches, school, office and our home: it is ubiquitous. We breathe it and live with it. But let’s not go any further, let’s focus on the most powerful thing in the world – the internet, which apparently powers social media.

The following are based on real-life situations:

1. There are a few people who frequently post selfies (self-portrait photograph) that are not quite aesthetically pleasant – usually with the caption, “I’m so haggard”, “I’m fat”, “Oh, my eye bags!”

2. One guy complains about anything that he sees in his surroundings. He posts them on Facebook and Instagram and feel proud about it, saying he is just being true to himself – either you hate him or like him.

3. A friend of ours talks about special things in her fancy life that seems to be more about fantasy.

4. Some guys post much of their activities and interests (fitness and sports) on their social media accounts showing off their bodies and their physical abilities.

5. There are some people who constantly post their new shoes, bags, watches and the places (especially restaurants) they go to.

If you can think of anything else, feel free to add it on the list. It’s your call. Choose which ones deserve criticism and which ones don’t. Weigh things up, think if somebody needs to stop a bad habit, if they’re beyond normal or you may just be annoyed because something hurts your ego. Either we think comprehensively before speaking or simply making comments, anybody or anything that deserves admiration or compliments should get it. As well as the ones that deserve assessment should. We are all entitled to our opinion. But another thing to consider is that when someone is careful enough of their actions, he or she would always be ready to listen to any criticism and would always take it positively.

We can never change nature. Us, wanting to cross out the word criticism in our vocabulary is like wishing for the night to never come at all. It is part of our lives, we have to embrace it, learn from it and make it a driving force to continually mold us into a better person each passing day. And as I end here, I’ll leave you with these questions: With your experiences in life, how do you find criticism? How do you deal with it? Do you have an open mind for any negative feedback? What are you willing to do to change your bad attitude?

Regarding the topic, I am apparently expecting criticism and will end with these words:

“I write from my soul. This is the reason that critics don’t hurt me, because it is me. If it was not me, if I was pretending to be someone else, then this could unbalance my world, but I know who I am.” – Paulo Coelho

[ad_2]

Source by Art Forrosuelo

News

Where to Find Those Efficient and Hardworking Affiliates?

Published

on

[ad_1]

Everyone wants a hardworking affiliate, employee, associate, partner, or even spouse, and why not? It’s the next best thing to doing the work yourself. However with the massive outbreak of work and income opportunities available online, how can you beat everyone else and find that one (or more) ideal person who will make your online business explode with success? Here are some of the most ingenious and uncommon ways to snag the idea affiliates for your affiliate program

Direct Sales Agents

Direct sales people are really one of the most enterprising, hard-working individuals in business. They mostly work on commissions or rebates and are willing to literally go door-to-door offering their products to anyone and everyone they bump into. Imagine how much easier their job would be if they could be an affiliate and simply work via the Internet and a mobile device or desktop.

Also, most direct sales people tend to carry more than one brand in their product arsenal so signing up as an affiliate would be almost the same type of work but using a different approach.

Colleges and Universities

Many college kids would be interested in a part-time income opportunity if it would mean funds to help pay for their education, loan, or partying. All you have to do is make sure to offer them products they can endorse as a student.

Freelancers

Did you know that the U.S. Census Bureau’s latest annual report show that 75% of U.S. businesses used freelancers in 2011? Freelancers earned a whopping US$990 billion in 2011 which is a 4.1% increase from the previous year. The only industries where the number of freelancers decreased were in insurance, finance, and construction. Most probably your affiliate program isn’t a part of these 3 industries.

Furthermore, online business and finance experts are predicting the growth to increase incrementally every year even with an economy that is improving. People just want income security and more control over their earnings. With the spate of lay-offs, it’s understandable why many would prefer to work as an affiliate than as an employee.

Scout For Them At Affiliate Conventions

There are annual affiliate conventions held in different cities around the country. You should try to catch one when it is held somewhere near your location. The average turn-out for these types of conventions has increased regularly over the years. Last year, many of them were sold out weeks before the event.

Advertise!

The US Census Bureau has said that as of 2012, 15% of Americans are poor, 43% of young adults depend on their parents to some extent for money. Even more surprising is that the median income of young adults in 1982 was $31,583 and last year it was $30,604 for the same age group! Income is dropping and people are looking for ways to earn additional income outside of their 9 to 5 jobs. That’s where you can come in playing the hero and helping others realize their dream income.

Finally, go online and talk about your product. Make the affiliate marketers come to you and have the luxury of picking the best candidates. You will need some help in marketing your affiliate program so target a marketer who’s experienced in affiliate program and SEO.

[ad_2]

Source by Lina Stakauskaite

Continue Reading

News

Recession Is Here… Six Costly Mistakes Home Sellers Make During Recessions And How To Avoid Them

Published

on

[ad_1]

The U.S. is officially in a recession. What is a recession? A recession is a business cycle contraction or general economic decline due to significant drop in spending and other commercial activities. Most pundits and politicians will blame Covid-19 crisis for the recession, but even pre-Covid-19 the proverbial writing was on the wall.

The U.S. had over 120 months of economic growth, which was the longest expansion in the modern history. Other indicators, such as negative yield spread on treasuries (long term bonds having lower interest rates than short term T-notes), were pointing to an imminent change of the economic cycle and an impending recession. The only real question was: when and how bad?

Then Covid-19 came… If the cycle was going to change anyway, Covid-19 acted as a huge and unexpected accelerant to make the recession much more immediate and severe.

Inevitably during recessions all classes of real estate, including residential homes and condominiums, will be negatively impacted as lower consumer spending and higher unemployment rates affect real estate prices and marketing times.

Here are the six costly mistakes home and other real property sellers make during recessions and how to avoid them:

Mistake #1: This will pass and real estate market will be hot again soon

First thing to remember is that real estate cycles are much longer than general economic cycles. Even if the general economy recovers, which eventually it always does, a typical real estate cycle takes as long as 10 to 15 years. The cycle has four key stages: Top, Decline, Bottom and Rise.

Let us consider the last real estate cycle, which lasted approximately 14 years:

  • 2006 – Prices hit the Top
  • 2006 to 2012 – Prices Decline
  • 2012 – Prices hit the Bottom (Trough)
  • 2012 to 2019 – Prices Rise*
  • 2020 – Prices hit the Top
  • 2020 to? – Prices Decline

*NOTE: In 2016 the national residential real estate price index reached its pre-recession 2006 peak levels. It took 10 years for the real estate market to recover.

The way to avoid this mistake is to recognize that real estate cycles take years to run and plan accordingly. Additionally, nobody knows for sure when the prices will hit the top or bottom until after the fact.

Mistake #2: Low interest rates will make the economy and real estate market rebound

Between 2006 and 2011 the interest rates (Fed Funds) were continuously cut by the Federal Reserve Board and went from low 5% to almost 0%. However, that did not stop the real estate recession and depreciation of property values.

Undoubtedly, low interest rates made the economic decline and real estate recession less severe and saved some properties from foreclosures, but it still took six painful years for the real estate market to hit the bottom and then four more years for the prices to go back to their pre-recession levels.

Some markets had never fully recovered. For example, residential home prices in some parts of California, Arizona and Nevada are still below their 2006 highs.

To avoid this mistake, one needs to realize that although low interest rates help stimulate the economy and the real estate market, they do not cure them.

Mistake #3: I don’t need to sell now, so I don’t care

If you do not need to sell until the cycle plays out, which typically is over ten years, then you will not be as affected, especially if you have a strong equity position, limited mortgage debt, and solid liquid assets.

However, it is good to keep in mind that “life happens” and either professional or personal circumstances can change and we may need to sell property before the downturn runs its course.

Furthermore, if a property has a mortgages and its value declines to the point being “upside down,” meaning the mortgage loan balance exceeds the value of the property, then the options of selling, refinancing or even obtaining an equity line of credit, will be significantly limited.

This does not mean that everybody should be rushing into selling their real estate if there is no need to do so, just keep in mind that circumstances may and often do change and property options will be affected, so plan in advance. As one wise proverb says: “Dig your well before your thirst.”

Mistake #4: I’m selling, but I won’t sell below my “bottom line” price

This is a common and potentially very costly mistake. Generally speaking, every seller wants to sell for the highest price and every buyer wants to pay the lowest price. That’s nothing new. When selling real estate, most sellers want to achieve a certain price point and/or have a “bottom line.”

However, it is important to understand that the market does not care what the Seller, or his/her Agent, think the property value should be at. The market value is a price a willing and able buyer will pay, when a property is offered on an open market for a reasonable amount of time.

Overpricing property based on Seller’s subjective value or what is sometimes called an “aspirational price,” especially in a declining market, is a sure first step to losing money. When a property lingers on the market for an extended period of time, carrying costs will continue to accumulate and property value will depreciate in line with the market conditions.

Additionally, properties with prolonged marketing times tend to get “stale” and attract fewer buyers. The solution is to honestly assess your selling objectives, including the desired time-frame, evaluate your property’s attributes and physical condition, analyze comparable sales and market conditions, and then decide on market-based pricing and marketing strategies.

Mistake #5: I will list my property for sale only with Agent who promises the highest price

Real estate is a competitive business and real estate agents compete to list properties for sale which generate their sales commission incomes. It is not unusual that Seller will interview several agents before signing an exclusive listing agreement and go with the agent who agrees to list the property at the highest price, often regardless if such price is market-based.

Similarly to Mistake #4, this mistake can be very damaging to Sellers, as overpriced properties stay on the market for extended periods of time costing Sellers carrying expenses such as mortgage payments, property taxes, insurance, utilities and maintenance.

Furthermore, there is the “opportunity cost” since the equity is “frozen,” and it cannot be deployed elsewhere till the property is sold. However, the most expensive cost is the loss of property value while the real estate market deteriorates.

During the last recession, we have seen multiple cases where overpriced properties stayed on the market for years and ended up selling for 25% to 40% below their initial fair market values.

The solution is to make sure that your pricing strategy is based on the market, not empty promises or wishful thinking.

Mistake #6: I will list my property only with Agent who charges the lowest commission

Real estate commission rates are negotiable and not set by law. A commission usually represents the highest transactional expense in selling real properties and is typically split between Brokers and Agents who work on the transaction

Some real estate agents offer discounted commissions, in order to induce Sellers to list their properties with them. But does paying a discounted commission ensure savings for the Seller? Not necessarily.

For example, if the final sales price is 5% to 10% below property’s highest market value, which is not that unusual, due to inadequate marketing, bad pricing strategy, and/or poor negotiation skills, it will easily wipe out any commission savings and actually cost the Seller tens of thousands of dollars in lost revenues.

The solution is to engage an agent who is a “Trusted Advisor,” not just a “Salesperson.” A Trusted Advisor will take his/her time and effort to do the following: 1) Perform Needs Analysis: listen and understand your property needs and concerns; 2) Prepare Property Analysis: thoroughly evaluate your property and market conditions; 3) Execute Sales and Marketing Plan: prepare and implement custom sales and marketing plan for your property; and 4) Obtain Optimal Results: be your trusted advocate throughout the process and achieve the best possible outcome.

Finding such a real estate professional may not be always easy, but it certainly is worth the effort and will pay off at the end.

In conclusion, this article has outlined six costly mistakes real estate Sellers make during recessions and how to avoid them. The first mistake is not understanding that real estate cycles are long and take years. The second mistake is a misconception that low interest rates alone will create a recovery. Another mistake is not realizing that circumstances may change and not planning in advance. Mistakes number four, five and six pertain to understanding the market value, proper pricing and selecting the right real estate professional.

By understanding and avoiding these mistakes, real estate Sellers have significantly better chances of minimizing the negative impact of a recession while selling their properties.

[ad_2]

Source by Robert W. Dudek

Continue Reading

News

Useful Tips To Build The Best Gaming Computer

Published

on

[ad_1]

Every gamer will want their computer to be the best gaming computer among their peers. Sometimes, with a little knowledge and tips and tricks, it is possible to build the best gaming computer and show it off to your peers. This article will show you how:

1) You can’t get the best gaming computer from computer retailers

If you want to get the best gaming computer, you have to build your own. Different gamers have different requirement for their gaming machine. Unless you are willing to pay a high price, you will not be able to buy a commercial computer that fulfills all your gaming needs. The only option you have is to build your own gaming computer.

2) You don’t have to be rich to build the best gaming computer

It is not necessary to burn a hole in your pocket to build the best gaming computer. With some due diligence, do some market research and compare prices around the marketplace. Merchant such as TigerDirect and NewEgg give regular discount to their products and you could save a lot of money if you catch them during their promotional period.

3) Most expensive parts do not have to be the best part

Sometime, the latest model or the most expensive model does not have to be the best part for your computer. It requires various components to work together to form the best computer system. When choosing a computer part, what matters is how well it can integrate with the rest of the components. Compatibility is more important than individual performance. What use is there if you spend lot of money on the latest quad-core processor and find that your motherboard doesn’t support it?

4) You don’t need to change the whole PC to own the best gaming computer

It is a misconception that you have to change the whole gaming machine to build the best gaming computer. If you already have a good barebone system, what you need to do is to upgrade the necessary parts and your gaming computer can roar back to life instantly.

5) Brand is important

Unless you want to see your computer system malfunction every few days, it is important that you purchase the parts from branded manufacturers with strict quality control. Motherboard brand such as Gigabyte, ABIT, ASUS are some quality brands that you can consider

If you follow diligently to the tips stated above. You will be on your way to build the best gaming computer. While price can be an issue, it is better not to scrimp on important computer parts such as motherboard, CPU, RAM and graphics card as it will cost you more to upgrade in the future.

[ad_2]

Source by Damien Oh

Continue Reading

Tags

Live Statistics

Trending